Safe. Fast. Affordable.

Across Wales everyone is turning to My Wales Payday for all their short term credit needs.

Apply now
Why Choose Us?
We're nice people
Banks can be hard to deal with. They're rigid, they have stacks of protocols to follow, and they don't care about their customers. We are different: we treat every customer like they deserve to be treated.

We're convenient
Nothing could be easier than filling out our online application. No driving, no talking, no photocopying, just a few clicks of the mouse and you're ready to go.

We're fast
Our experience has shown that the most important thing to customers besides being accepted is getting the money fast. This is why funds can be delivered as quickly as 15 minutes. That's less time than it takes to fill out a paper form by hand.
Let's Get Started
Qualifications
To qualify you will need:
  • to be 18 or older
  • to have a job
  • to earn at least 1000£ per month
  • to have online banking access


The Process
Once you fill out the application form you will be prompted to download our screen capture application. It will work on Windows, Mac, Android or iPhone. If you don't have one of these computers you will unfortunately not be able to complete the application. After we have verified your banking information, we will send you the funds.

Need Help?
Although we think our forms are pretty simple, there are always special circumstances. If you need help, just give us a call at 029 2168 0320 and we'll walk you through it.
Are they safe?
Yes, absolutely.
We abide by all the rules of the Good Practice Charter, and we use 256-bit SSL encrypted communications to ensure that your data is never compromised or seen by anyone else.

What's that charter about?
We promise to:
  • Give clear information about how a payday loan works and an example of the price for each £100 borrowed, including fees and charges.
  • Not pressurise customers to take out a loan or roll over the term of an existing loan agreement.
  • Carry out proper and appropriate affordability assessment and credit vetting to check that customers can afford the loan.
  • Set out clearly how continuous payment authority works and the customer's rights to cancel this authority, so they can decide if this type of repayment is acceptable to them.
  • Notify customers at least three days in advance of recovering payments through a continuous payment authority.
  • Freeze interest and charges if a customer is in financial difficulty and making payments under a repayment plan, or after a maximum of 60 days of non-payment.
We Lend Across Wales